Medicare Part C

Medicare Part C, also known as Medicare Advantage plans, allows you to receive your benefits from a private insurance company approved by Medicare.

If you have Medicare Part A and Medicare Part B, you can receive your benefits from a Medicare Advantage plan. Medicare Advantage plans are not supplemental insurance, but rather health insurance plans of their own.

Medicare Advantage plan features include:

  • May require you to pay additional premiums, co-payments, co-insurance, deductibles, or other out-of-pocket expenses, but offer a yearly limit on out-of-pocket costs
  • Must be approved by the Centers for Medicare and Medicaid Services (CMS), the federal agency that oversees the Medicare program
  • Must maintain a contract with CMS to provide Medicare coverage
  • May offer prescription drug coverage (see Medicare Part D) as part of their plan offering
  • May require you to use a specific network of doctors and hospitals

Medicare Part C Payments and Enrollment

With a Part C plan, you may be able to lower your out-of-pocket costs. Some Medicare Advantage plans have lower co-payments than Medicare Parts A and B, but are also limited to certain service areas and often involve networks. You may have to pay a premium each month due to the extra benefits the plan may provide. The amount you pay out-of-pocket varies from plan to plan. Compare plans carefully to determine which plan best suits your needs and your budget.

You can enroll in a Medicare Advantage Plan during your Initial Enrollment Period and the Medicare Advantage and Prescription Drug Plan Annual Enrollment Period. There are also Special Enrollment Periods for certain situations.

Speak with a licensed sales agent

1-800-637-7602TTY User 711 Mon-Fri 8:30a - 8:00p ET

The MedicareUSA website is operated by HealthPlanOne, LLC a licensed health insurance agency based in Connecticut; in California d/b/a HPOne Insurance Agency, license #OF30784. HealthPlanOne, is a licensed and certified representative of Medicare Advantage HMO, PPO and PPFS organizations and stand-alone prescription drug plans with a Medicare contract. Enrollment in any plan depends on contract renewal.

For a complete list of available plans please contact 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or consult www.medicare.gov.

The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company.

Medicare supplement plans are not connected with or endorsed by the U.S. Government or the federal Medicare program.

The Centers for Medicare and Medicaid Services (CMS) does not review or approve Medicare Supplement plan information.

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Last Updated 09/01/2019