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Medicare Basics

Blue Cross Blue Shield

Blue Cross Blue Shield Medicare Insurance Plans

Blue Cross Blue Shield began as two separate companies. Justin Ford Kimball launched Blue Cross in 1929 in Dallas, Texas. Ten years later, California became home to the first Blue Shield plan. The United States government partnered with both companies in the 1960s. The goal? Administering Medicare. The two merged into one company in 1982. Today, Blue Cross Blue Shield offers a wide range of Medicare plans as well as ancillary benefits such as wellness, vision, and fitness coverage.

Blue Cross Blue Shield Medicare Advantage Plans

As with all private Medicare providers, Blue Cross Blue Shield's Medicare Advantage (MA) plans vary according to where you live. Possible options include:

  • HMO plans
  • HMO-POS plans
  • PPO plans
  • Regional PPO plans
  • Local PPO plans
  • Private fee-for-service (PFFS) plans
  • Dual special needs plans
  • Cost plans
  • Medical savings account (MSA) plans

Many Blue Cross Blue Shield MA plans offer additional benefits and most offer prescription drug coverage. Plan options, costs, and additional benefits vary according to the plan you choose and where you live.

The licensed agents at Medicare USA can help you understand the Blue Cross Blue Shield Medicare Advantage plan options in your area.

Blue Cross Blue Shield Medicare Part D Plans

If you prefer to stay with Original Medicare, Blue Cross Blue Shield also offers Medicare Part D (prescription drug) plans in most states. Monthly premiums and yearly deductibles vary according to your state and the plan you choose.

Blue Cross Blue Shield Medicare Supplement Plans

Blue Cross Blue Shield also offers Medicare Supplement Plans (Medigap) to Original Medicare beneficiaries in all 50 states. These plans help enrollees pay certain out-of-pocket costs (coverage varies depending on which Medigap plan you choose).

Find a Blue Cross Blue Shield Medicare Plan

Finding the right Blue Cross Blue Shield Medicare plan to meet your needs can be extremely confusing. The team at MedicareUSA is here to help. We work with you to help you find the best plan that meets both your budget and your unique healthcare needs. Use our Plan Finder to review your options.


Blue Cross Blue Shield
225 North Michigan Avenue
Chicago, IL 60601
Phone: 1-888-630-2583